Dinis Guarda is an author, entrepreneur, and CEO of ztudium, Businessabc, and Wisdomia.ai. He has been working with the likes of UN / UNITAR, UNESCO, European Space Agency, Davos WEF, Philips, Saxo Bank, Mastercard, Barclays, and governments all over the world. As a strategist, board member, and advisor, Dinis has been involved with many governments, companies, like Malaysia Government building part of Malaysia 5.0 strategic plan, the seminal Hyperloop Transportations project, Kora, the payments, lifestyle, blockchain reward community app, technologies. Dinis was also involved in creating a fabbanking.com, a digital bank between Asia and Africa as Chief Strategy Commercial Officer and Marketing Officer responsible for all legal, tech and business development. Dinis is also an author and has published different books, including “4IR AI Blockchain Fintech IoT Reinventing a Nation”, “How Businesses and Governments Can Prosper with Fintech, Blockchain and AI?”, “Blockchain, AI and Crypto Economics – The Next Tsunami?”, and the “Tokenomics and ICOs – How to be good at the new digital world of finance / Crypto”.